Application Progress

Your Loan

Applicant One

Applicant Two

Your Assets & Debts

Confirm & Submit

1  2  3  4  5 

Your Loan

 
 

Product Details

*
*
*
*
*
*
* What type of credit would you like to apply for?



* Do you know what loan product you'd like to apply for?

* Please choose a product
* HID_LoanReason
* HID_LoanReason
* What is your current situation?


* What year was the car built?



Car Loan

A Standard Personal Loan has been selected for this aged car - which is a highly flexible loan.

You have chosen a Low Rate Secured Loan - This low cost loan lets you buy what you need while keeping your savings invested.

You have chosen a Standard Personal Loan - This is a highly flexible loan you can use for a variety of reasons.

* What is the primary purpose of the loan?
* What is the purchase price?
$
You cannot borrow more than the car's purchase price.
* Would you like a fixed or variable interest rate?     View our current personal loan interest rates

* Do you have a car, motorbike, or Heritage term deposit to offer as security?

"Security" is an item or amount of money that can be called upon to pay the loan out if required
* How much is the car, motorbike, or Heritage term deposit you'd like to use as security worth?
$
* What is the balance of your Heritage Bank term deposit?
$
You cannot borrow more than the balance of the term deposit.
* What is your preferred payment term?
* What is your preferred payment term?
* What is your preferred payment term?
* What is your preferred payment term?
* Loan Amount
$
Valid amounts are between $5,000 and $25,000
* Loan Amount
$
Valid amounts are between $5,000 and $100,000, subject to available security and loan product type
* Please choose which credit card you prefer (select for more information):



Please contact us on 13 14 22 to increase your credit card limit.  When calling, you'll talk to our Queensland-based staff who can look up your existing details and help you through the process in no time.

Visa Platinum

  • Low introductory rate of 8.95% for the first 13 months
  • Up to 55 days interest free1
  • Annual fee waived if minimum spend amount reached
  • Concierge services provided by Visa
  • Insurances cover2
  • Rewards program with triple points3
  • Credit limits between $6,000 and $500,000

Gold Low Rate

  • Low ongoing rate of 11.80%
  • No annual fee
  • Limits between $1,000 and $75,000
  • No rewards program

Classic

  • Low introductory rate of 8.95% for the first 13 months
  • Up to 55 days interest free1
  • Limits between $1,000 and $50,000
  • Rewards program3
  • Annual fee waived if minimum spend amount reached

Freedom Visa

  • $500 limit
  • Low annual fee
  • Up to 55 days interest free1
  • No rewards program

Still not sure which credit card is right for you?  Compare all cards here.

* What is your preferred credit card limit?
* What is your preferred credit card limit?
* What is your preferred credit card limit?
* What is your preferred credit card limit?
$500
 

Applicants

* How many people will be applying?

* Applicant One
* Name
Title...
* Applicant Two
* Name
Title...
 

Legal

*
*
*
*
*
*
 

Legal

*
*
*
*
*
*
*

Preload image
 

Load Your Application

We've found an application saved on your devicecomputer. If you'd like to continue your application, enter your password here.
Cancel

Save For Later

If you would like to save, please enter a password to secure your application. You will need to be using the same devicecomputer and input this password to retrieve your saved application.
Preload image
Your application has been saved.

1 On Visa purchases only, if full payment of the account balance is received by the due date for payment.

2 Complimentary Insurance and Guaranteed Pricing Scheme Insurance are provided automatically to cardholders under a master agreement between Zurich Australia Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Heritage Bank Limited, and are subject to terms and conditions and exclusions available at www.heritage.com.au/platinuminsurance. An excess may apply.

3 On Visa purchases only. Excludes cash advances, credit charges and government charges.