Your Loan


Primary Applicant

* Name
You must accept this to continue
* Date of Birth
You must be over 18 to be able to apply for credit
* Email
* Mobile Phone Number
* Are you an existing Heritage customer?

* Member Number
e.g. 123456789

Product Details

* What type of credit would you like to apply for?

* What type of credit would you like to apply for?

* What year was the car built?

* HID_LoanReason
* Please choose which credit card you prefer (select for more information):

Visa Platinum

  • Up to 55 days interest free1
  • Annual fee waived if minimum spend amount reached
  • Concierge services provided by Visa
  • Insurances cover2
  • Rewards program with triple points3
  • Credit limits between $6,000 and $500,000
  • Current interest rates available here

Gold Low Rate


Still not sure which credit card is right for you?  Compare all cards here.

* Is this a balance transfer?



* Have you ever been declared bankrupt?

* Please provide details

* As an existing member, you can skip the rest of this form and we can complete the application over the phone.

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Load Your Application

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Save For Later

If you would like to save, please enter a password to secure your application. You will need to be using the same devicecomputer and input this password to retrieve your saved application.
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1 On Visa purchases only, if full payment of the account balance is received by the due date for payment.

2 Complimentary Insurance and Guaranteed Pricing Scheme Insurance are provided automatically to cardholders under a master agreement between Zurich Australia Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Heritage Bank Limited, and are subject to terms and conditions and exclusions available at An excess may apply.

3 On Visa purchases only. Excludes cash advances, credit charges and government charges.