Your Loan

 
 

Primary Applicant

* Name
Title...
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* Date of Birth
Day
Month
Year
You must be over 18 to be able to apply for credit
* Email
* Mobile Phone Number
* Are you an existing Heritage customer?

* Member Number
e.g. 123456789
 

Product Details

*
*
*
*
*
*
* What type of credit would you like to apply for?


* What type of credit would you like to apply for?



* What year was the car built?



* HID_LoanReason
* Please choose which credit card you prefer (select for more information):



Visa Platinum

  • Up to 55 days interest free1
  • Annual fee waived if minimum spend amount reached
  • Concierge services provided by Visa
  • Insurances cover2
  • Rewards program with triple points3
  • Credit limits between $6,000 and $500,000
  • Ongoing rate of 16.75%

Gold Low Rate

  • Low ongoing rate of 11.80%
  • No annual fee
  • Limits between $1,000 and $75,000
  • No rewards program

Classic

  • Up to 55 days interest free1
  • Limits between $1,000 and $50,000
  • Rewards program3
  • Annual fee waived if minimum spend amount reached
  • Ongoing rate of 16.75%

Freedom Visa

  • $500 limit
  • Low annual fee
  • Up to 55 days interest free1
  • No rewards program

Still not sure which credit card is right for you?  Compare all cards here.

* Is this a balance transfer?

 

Eligibility

*
* Have you ever been declared bankrupt?

* Please provide details
 

* As an existing member, you can skip the rest of this form and we can complete the application over the phone.

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1 On Visa purchases only, if full payment of the account balance is received by the due date for payment.

2 Complimentary Insurance and Guaranteed Pricing Scheme Insurance are provided automatically to cardholders under a master agreement between Zurich Australia Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Heritage Bank Limited, and are subject to terms and conditions and exclusions available at www.heritage.com.au/platinuminsurance. An excess may apply.

3 On Visa purchases only. Excludes cash advances, credit charges and government charges.